What To Know About the COVID-19 Vaccines
With a COVID vaccine being made available, it’s starting to look like there’s a light at the end of the tunnel. There’s a lot of confusion and misinformation when it comes to the safety and the efficacy of the vaccine and why you should get it, who can get the vaccine, and where to get the vaccine. Below, you can find more basic and general information. However, the vaccine rollout can be dependent on state/city, and as Biden comes into office, the rollout may change even further. As a travel nurse, you likely will be in the first few rollout phases (or maybe, you’ve already been vaccinated)! It’s best to consistently check local state regulations and the Centers for Disease Control and Prevention website for the most updated and accurate information.
What are the effects of the COVID vaccine and is it safe?
If a vaccine is effective, it helps prevent the person from getting sick if they’re exposed to the virus. For COVID specifically, it’s very important to note that you must continue to remain socially distant until enough people have received the vaccine. There is not enough information to determine whether or not a vaccinated person can pass and transmit the virus to others, hence the importance to remain socially distant (Hopkins Medicine).
The FDA approved vaccines (which you can see below) are safe and encouraged. As BBC states, “there is no evidence that any of these ingredients cause harm when used in such small amounts. Vaccines do not give you a disease. Instead, they teach your body’s immune system to recognize and fight the infection they have been designed to protect against.” If you think you may have any allergies or reactions to the vaccine’s ingredients, it’s always best to consult the CDC website and your doctor before receiving the vaccine.
What COVID vaccines are out there?
As of now, there are two COVID vaccines that the CDC recommends: the Pfizer vaccine and the Moderna vaccine. Each has their own requirements and eligibilities:
Pfizer
- Recommended for those 16 years and older.
- 2 shots in the upper arm. There should be 21 days between the initial and second shot.
- According to the clinical trials, “the Pfizer-BioNTech COVID-19 vaccine was 95.0% effective… in preventing symptomatic laboratory-confirmed COVID-19 in persons without evidence of previous SARS-CoV-2 infection.”
- Mild to moderate symptoms following vaccination can include: pain, swelling, and redness at the injection site, and chills, tiredness, and headaches. This is normal, and these are common symptoms with many safe vaccines.
Moderna
- Recommended for those 18 years and older.
- 2 shots in the upper arm. There should be 28 days between the initial and second shot.
- According to the clinical trials, “the Moderna COVID-19 vaccine efficacy after 2 doses was 94.1%…in preventing symptomatic, laboratory-confirmed COVID-19 among persons without evidence of previous SARS-CoV-2 infection, which was the primary study endpoint.”
- As with the Pfizer vaccine, mild to moderate symptoms following vaccination can include: pain, swelling, and redness at the injection site, and chills, tiredness, and headaches.
Who can (and should) get the vaccine?
- Currently, eligibility to receive the vaccine differentiates between states. For example, Illinois is making the vaccine available to certain groups in different phases. Travel nurses would be in Illinois’ first phase, because it includes healthcare personnel (hospital settings and non-hospital healthcare), long-term care facility staff and all residents, and other identified congregate care staff and residents. The second phase includes people 65 years and older, frontline essential workers, and inmates. Then the rest of the phases move accordingly to who is deemed at a higher risk of contracting and suffering from COVID. Often, you register ahead for the vaccine, but this also varies by location. Webmd has a good, collective list of links to states’ different rollouts.
- Overall, the COVID vaccine rollout across the United States will likely change when Joe Biden takes office. NPR reports that Biden has a five-part plan to speed up national vaccinations: “To bring the virus under control, it proposes hundreds of billions of spending for a national vaccination program and public health measures such as testing and contact tracing; new jobs for public health workers; and expanded U.S. manufacturing for protective gear.” The full five-part plan can be found here.
Why should a travel nurse especially get the COVID vaccine?
- First and foremost, getting vaccinated for COVID will help keep you healthy, and greatly lower the risk of serious complications of COVID. Travel nurses typically have a higher COVID exposure than non-healthcare workers. Getting the COVID vaccine will not only give you peace of mind but will also allow you to continue to work and help those in need.
- The CDC points out that “Healthcare personnel who get COVID-19 can also spread the virus to those they are caring for—including hospitalized patients and residents of long-term care facilities. Many of these individuals may have underlying health conditions that put them at risk for severe COVID-19 illness.” Getting vaccinated not only protects yourself, but it helps protect the people you’re working with.
As always, please refer to the CDC for the most updated information regarding COVID and the COVID-19 vaccine.
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Top Benefits of Travel Nursing
Travel Nursing is a career that offers a unique set of perks. It’s one of the only jobs that gives you the opportunity to check off all of the places on your traveling bucket list. If that alone isn’t enough, keep reading to learn why you should be a travel nurse.
Live Anywhere You Want
As we mentioned before, travel nursing will have you checking places off of your bucket list left and right. With short placements, you’ll be able to experiences for just the right amount of time before you head to your next placement. If you near the end of your placement and realize you aren’t done exploring, it’s easy to extend.
Not only can you live in any city or town you want, but you can also live in any living arrangement you want. Live alone in an apartment, a house, a trailer, a treehouse, anywhere. Or even find a roommate or two! Travel nurses often times find a place together during their stays. You can learn more about finding a place to live on our blog.
Have Professional Flexibility + the Ability to Experience Different Work Environments
Being a traveler is great because it creates more opportunities to experience different areas of the hospital and work in different types of hospitals! As a traveler, you’ll be exposed to all types of practices and ways of doing things. Hospitals across the country vary in policy and rules but don’t worry they will fill you in and you won’t be left confused. With different hospitals requiring nurses to do things a certain way or have certain knowledge in a specific area – you’ll be growing your skills every day. If you ever return to a full-time stationary role, hospitals love seeing travel nursing roles on your resume for this exact reason.
In terms of flexibility, being a travel nurse is ideal because you can plan your placements whenever you want to. Once your placement ends at one hospital, you can wait however long you’d like until you pick up your next one. This makes it easier for scheduling off for big life moments and vacations.
Increase Your Earnings
Travel nurses typically see higher pay than the other nurses in the units, this is because a traveler is filling a role that NEEDS to be filled. On top of higher base pay, travelers will still receive the benefits that go along with being a full-time staffer.
Not only do travelers get paid for their work, but they also receive a housing stipend to go towards their living situation.
Job Security
When a hospital is looking for a travel nurse, it is because they need a spot to be filled. That’s right, travelers are always needed. This ensures that as long as your a rockstar in your role, you’re all set and don’t have to worry about facing layoffs or staff cuts. Who doesn’t love job stability 😉
Meet New People
One of the greatest gifts of travel nursing is the people that you meet along the way. Working in different hospitals and living in different places, the opportunities are endless for making new connections. Many travelers will grow out their communities and networks to sizes that they never thought possible leaving them with lifelong professional and personal relationships.
Some travelers will even form a pod and pick up assignments in the same cities so they can all live and experience new cities together.
Finding a Job is Easy
Finding a job is simple at Stability Healthcare. Stability offers an extensive list of travel nursing jobs. All it takes is one click on our website to get started!
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2020 Recruiter Recap
2020 has been a year unlike any other – from battling the COVID-19 pandemic to major shifts in hospitals across the county. We caught up with several Stability recruiters to reflect on the year, what’s been going on in the travel nursing world, and what we’re looking forward to in the new year. Check it out:
What was the high of 2020?
The high of 2020 was seeing all our nurses step up and help out during the pandemic. It was great to see how passionate our nurses are and the amazing work that they do. Another personal high of 2020 for me was starting to work for Stability Healthcare. We have a great team of supportive employees and I am grateful for the relationships that I was able to form this year with both the nurses and my co-workers.
What was the low of 2020?
The low of 2020 was seeing the world struggle with the pandemic.
How was 2020 different than other years for travel nursing?
As a new recruiter, this was my first year as a travel nursing recruiter. Once the pandemic hit hospitals were desperate for nurses and the healthcare professionals all stepped up to the plate to help out.
What was it like when COVID first began in the travel nursing industry?
When COVID first began the travel industry became very busy and we saw an increase in jobs.
What has been something that Stability has done really well throughout the increase in travelers?
Throughout the increase in travelers, Stability has done a great job of checking in on our nurses and showing them support during this hard time.
What are you looking forward to in the new year?
In the new year, I am looking forward to continuing to work with our amazing nurses. I am looking forward to all of the new connections that I will make. I also have hope that the world will get back to normal again.
What was the high of 2020?
Witnessing all of the brave nurses willing to leave their hometowns to help out other areas in need.
What was the low of 2020?
Definitely the confusion and uncertainty that plagued the market in the beginning of the pandemic.
How was 2020 different than other years for travel nursing?
Volume for sure. I’ve never seen so many potential travel nurses come through the pipeline in my entire career.
What was it like when COVID first began in the travel nursing industry?
Hectic! It was a time of great uncertainty.
What has been something that Stability has done really well throughout the increase in travelers?
Keeping our technology top of the line, making sure we could handle the influx of new travelers.
What are you looking forward to in the new year?
Looking forward to a continued safe environment for travel nurses across the country.
What was the high of 2020?
Working from home. No traffic!
What was the low of 2020?
Canceled contracts that were out of our hands.
How was 2020 different than other years for travel nursing?
The amount of high paying jobs that were open and faster turn around time for offers.
What was it like when COVID first began in the travel nursing industry?
We were not sure what was going to happen to our current nurses and upcoming contracts. It was all unknown, and uncharted territory. COVID changed travel assignments and how quickly contracts can move.
What has been something that Stability has done really well throughout the increase in travelers?
We remain to have personal connections with our nurses. Stability is always transparent with our nurses and we always try to make sure to continue providing the best relationships with our nurses.
What are you looking forward to in the new year?
I look forward to seeing how far we can grow. This year has taught us that we can take on challenges and keep pushing forward. The sky’s the limit.
Ready to plan your 2021 adventure? Check our travel nursing jobs now. See you in 2021!
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Tips For Travel Nurses Working Long Hours
Travel nurses often work long hours in unfamiliar regions and often have little downtime between shifts. This can not only cause significant stress but also, can contribute to long-term burnout for nurses that don’t find work-life balance. Here are some tips for travel nurses working long hours.
Prioritize Self-Care Outside of Work
Travel nursing is demanding, which makes self-care that much more important. Outside of working hours, it is important to eat well, exercise, and engage in personal pastimes that bring you joy. Anything that you can do to relax and have fun can ease the stress of working long hours. Cultivate hobbies outside of the workplace and spend time exploring your new surroundings. This is one of the benefits of travel nursing.
Take Breaks When Possible
You might be tempted to forgo breaks when you’re trying to prove yourself in a new healthcare environment or are still trying to master a new system. When working long hours, however, breaks are important to ensuring quality care. Breaks afford options to hydrate, get in a quick bite, and rest your feet. Working long hours can contribute to extreme physical and mental fatigue, so if you have a chance for a break, take it. Check out our article on knowing when to take a mental health day to take care of yourself.
Get Extra Sleep
Travel nurse jobs are draining in part because of the long hours and in part because of the unfamiliar surroundings and distance from family and friends. When you are working long hours, the fatigue can make it harder to do your job more effectively. Get extra sleep when you can. Take naps before your shift if you can and try to stick to a regular sleep schedule on the days you don’t work. This can be tricky when you are working as a travel nurse and sleeping in unfamiliar surroundings, so maintain a healthy sleep environment as well.
Get Organized On Your Days Off
One of the ways that you can ease the strain of working long hours as a travel nurse is by staying organized. Wash and iron your scrubs on your days off so that you don’t have to try to manage this task while working long hours. Plan meals in advance if possible, so that you can also grocery shop and perhaps cook in advance between nursing shifts. The more organized you get between shifts, the easier it will be while you are in the midst of it.
Work With a Company That Cares About Your Placement
Work with a travel nursing agency that focuses on helping you to find an ideal match for your next placement. One of the best ways to avoid burnout when working long hours as a travel nurse is to receive a placement match that aligns with your ability to find balance between work and your personal life. Stability Healthcare provides a support team to make sure you’re being taken care of, find your next placement today!
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A How-to Guide: Surviving the Holidays as a Travel Nurse
It’s the most wonderful time of the year and you might be stuck at the hospital or away from friends and family. Being a travel nurse during the holiday season can be especially daunting, especially during a pandemic, but we’ve got some tips for surviving the holiday season. Take a look:
Prioritize + Take Care of Yourself
Get a good night’s (or day’s) rest
- Getting enough sleep is imperative to having enough energy throughout the day. If your schedule allows it, The New York Times sleep guide suggests trying to fall asleep and waking up roughly at the same time each day.
- Additionally, no screens a bit before bed can help put your mind at ease and help you to fall asleep faster. If you need to have your phone by you for the alarm, try putting it in your room but out of arm’s reach so you won’t be tempted to check social media before bed.
Make time for exercise
- If you exercise outside of your shift, The New York Times suggests working out in the morning. This typically leads to a more rewarding night’s sleep. According to a Vascular Health and Risk Management study, adults who exercised around 7 am typically got a better night’s rest.
- Exercising doesn’t mean you have to go to a gym. It can be as simple as going for a long walk or playing a socially distant sport. The CDC explains that “Regular physical activity can help keep your thinking, learning, and judgment skills sharp as you age. It can also reduce your risk of depression and anxiety and help you sleep better.”
Relaxation and Self-Care
- Mediation just isn’t for yogi and spiritual people. It has numerous health benefits, especially for stressed-out travel nurses. The National Center for Complementary and Integrative Health points out that “There is moderate evidence that meditation improves symptoms of anxiety. A 2014 review of the literature found that mindfulness meditation programs had moderate evidence of improved anxiety, depression, and pain, and low evidence of improved stress/distress and mental health-related quality of life.”
- The New York Times has a great guide for those interested in meditating. Since travel nurses are busy, especially during holidays, it’s important to note that “setting aside time for formal meditation is an important way to establish a routine and get comfortable with the practice. Even just a few minutes a day can make a big difference” (New York Times).
Virtually connect with friends and family
- Realistically, as a travel nurse, you most likely won’t be able to be around friends and family for the holidays. This is the perfect time to schedule some holiday facetime or phone calls or shoot a friend a text.
- Crafting an old fashioned letter never goes out of style. Not only is it a thoughtful way of communicating, but you have the chance to pick up and use cute holiday stamps!
- No matter what religion or holiday you practice, sending holiday packages to friends and family can be a gentle reminder you’re thinking of them. Opening gifts doesn’’t have to just be under the Christmas tree, on a special day, or on a birthday! Schedule a group zoom to see reactions to the treats you buy them.
Don’t Forget the Holiday Spirit
Treat Yourself
- Don’t forget about yourself, treat yourself! There’s a long list of websites with creative self-care guides, such as Refinery29, Marie Claire, The Manual, Men’s Health, and more. Self-care isn’t just limited to vegging out and eating ice cream (although those are certainly reasonable!). Self-care is tailored to you, so choose a socially-distant activity to do on a day off that makes you feel good.
- Buy yourself something nice! While being a travel nurse, it’s easy to forget to take care of yourself during a hectic time. If you want a creative way of finding gifts to treat yourself, there’s plenty of gift guides during the holiday season. If you need ideas, our very own Stability Healthcare blog has a list full of them. Vogue, Refinery29, Buzzfeed, and Self are a few more gift guides to browse.
Bring Holiday Joy to the Unit
- There’s no better way to bring positive energy than to have a little fun. Make decorations to lift spirits in the unit – here are some fun ideas.
- Find some festive attire! While you’ll still need to wear your scrubs and adhere to hospital policy, there are fun ways to get creative on the holidays. Decorate your badge with candy canes, wear festive headbands – reindeer horns, elf ears, Christmas tree lights, the possibilities are endless!
- Bring in treats for your unit. For some inspiration take a look at our article on tips for bringing in holiday goodies! With COVID, protocol in your hospital might look a little different than normal so be sure to check on what rules are in place ahead of time.
Decorate Your Living Situation
- You don’t have to go above and beyond, but even a little garland or some string lights can lift your mood.
- If you don’t want any extra decor, throw some Christmas music on the speakers and some cookies in the oven to set the mood.
- Cozy up your space for the winter so you can feel your most comfortable – here are some tips.
Ready to start the travel nursing journey? Head to our website to see open roles.
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Nurse of the Month: Marissa Cascio
We’re excited to announce our new Nurse of the Month series, where we highlight Stability’s rockstar nurses. Starting with OR nurse Marissa Cascio!
Marissa has always had an adventurous spirit. In her free time, she rock climbs, sails sailboats or scuba dives off the Southern California coast. As a travel nurse, when she drives from placement to placement, she brings a large hiking backpack with her full of supplies to stop anywhere in the country and camp, hike, see the sites.
Last Spring, a dangerous adventure presented itself in a way she didn’t see coming. The Los Angeles hospital where she worked as an OR nurse became flooded with COVID-19 patients. She said that over half the staff contracted the virus. But, just like she would for an off-roading trek through a canyon or desert, Marissa prepared herself. The hospital was drastically short on PPE, so each day she brought home her own mask and sterilized everything, and woke up with a fresh mask in the morning.
During the chaos, she had put in a request with her Stability recruiter to work somewhere she had been dreaming of living: Laguna Beach. This summer, a position opened up at Mission Hospital Providence, and within a few days, Marissa says she went in for an interview.
Now, after surviving the worst of Los Angeles’ COVID-19 surge, she says she essentially works on the beach.
“Every single patient has a beach view of the ocean,” Cascio said. “I just wanted to work somewhere that was actually… paradise.”
We caught up with Marissa and asked her some questions about travel nurse life:
Where are you from originally?
I’m from Pennsylvania. From a town called Greenville. It’s a really small town, a rural area. Like I lived on a dirt road.
Did you always want to go to the West Coast?
I always knew I wanted to travel. I never knew exactly where, but I always wanted to go to California.
Were you always aiming to be a travel nurse?
No actually, I wanted to go to medical school. And so at first, my bachelor’s was in nutrition and dietetics. And then I took all the prerequisites, all the courses, studied for the MCAT. And then last minute I changed my mind. I was dating someone who was already in medical school, and I was like, This is not what I want. So I finished out all my courses and then I went to the accelerated RN program. I got my bachelor’s in one year at Rochester University in New York. I didn’t know until afterward, but it’s the top 3% of nursing programs in the nation.
So eventually you became a travel nurse… what made you want to work with Stability?
I signed up with Stability because I have been traveling for so long. It has been five years now. And I kind of just heard word of mouth, what are good companies and what are bad companies and what are like companies that, you know, stand up for their staff, and their nurses. I was so unhappy with my other agencies, I decided to make this change and I’ve been happy ever since.
What’s the travel nursing community like in general?
There definitely is and it’s more just about the locations you’re in and that’s how you get to like meet people and travel around. I’ve definitely made a lot of friends.
Where do you want to travel next?
Oh gosh, the list never ends. I want to go everywhere. Maybe San Diego next and then I’ll go over to Arizona and Nevada and back to Oregon or something, I don’t even know.
Do you have any hobbies you do outside of work?
I scuba dive. I go fishing. I rock climb. I do triathlons. All kinds of stuff. Oh and I’m also an Instagram influencer. I actually just started doing it just like six months ago. And I went from 1000 followers all the way up, like 55,000 followers. So weird.
Do you have a favorite snack in the break room when you’re working long shifts?
String cheese. There’s nothing better than string cheese and playing with it to get your mind off of things.
Is there anything in your nursing life that you just like cannot live without?
Probably my dog. I have a little French Bulldog. His name is Gus. I sometimes call him Gustavo when he looks like an old man. He always travels with me.
Is there anything that you pack (not nursing related) for every move to a new placement?
I have a well, it’s a backpacking bag. And so it’s always ready to go with like five or six days worth of food, fire supplies. It has a pillow, a sleeping bag, everything ready to go backpacking — the shoes, like lines and ropes, and everything like that. So that way if I’m traveling from one place to the other place, and I see something I want to explore, I can just throw on my backpack and go.
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Job Highlight: Med Surg
Med-Surg nurses are the largest nursing specialty – you can find them in hospitals, nursing homes, clinics, and anywhere surgery is taking place. They are essential to the preparation and recovery of surgical patients.
As a well-rounded nurse, their knowledge is broad, making med surge nurses excellent problem solvers and an important asset to any hospital team.
Here’s what to expect when signing up to be a Med-Surg travel nurse.
The Basics
A Med-Surg nurse is also known as a medical-surgical nurse. This specialty has become more popular over the last decade. Med-Surg nurses provide surgical care to patients who are both in and out of the operating room.
To become a Med-Surg nurse, nurses should become a medical-surgical RN, registered nurse first assistant (RNFA), or they should earn a master’s degree in surgical nursing. The RNFA credential is most common. Nurses should check with their state nursing board about its educational requirements.
Med-Surg nurses from a travel nursing agency are in the trenches of healthcare. They help with surgical procedures, admission and discharge paperwork, post-op follow-ups, pain management, wound care, patient education, and more.
They engage in sub-specialties like general surgery, orthopedic surgery, plastic surgery, vascular surgery, neurosurgery, and plastic surgery.
Key Traits
Med-Surg nurses are integral to offering the very best pre and post-operative care possible. They ensure a patient’s comfort and safety before, during, and after anesthesia. They may even stay by a patient’s side to monitor, advocate, collaborate and provide care throughout a procedure or surgery.
These are multi-functional parts of the care team. They can be involved in all kinds of medical procedures, including regional anesthesia, general, pain management, and sedation. They start by reviewing a patient’s history. Then they work with the physician and perioperative team. They personalize each patient’s plan of care.
The modern Med-Surg nurse is empathetic, intuitive, and compassionate. Patients are often afraid and vulnerable before surgery. A Med-Surg nurse should reassure and comfort the patient while alleviating any of their anxieties. After surgery, a Med-Surg nurse must continue to focus only on the patient. While doing so, they need to always communicate and collaborate with the surgeon, anesthesiologist, and other perioperative personnel.
Finding the Perfect Position
As you consider travel nursing, Med-Surg nurses are always in high demand. These positions are often available and needed due to the broad knowledge base of Med-Surg nurses.
To land your next travel nursing job, contact Stability Healthcare today.
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Tips for Making Your Temporary Housing Feel More Like Home
As a travel nurse, you’re used to being on the road. While everyone goes about it a little differently when it comes to moving and packing, there is one thing that most travel nurses have in common: you have to pack light. You may have seen our tips for finding housing or how to pack, but with the cold months approaching we want to talk about feeling cozy and comfortable in your temporary housing.
Making your temporary housing feel cozy is so important, especially in the midst of a pandemic when we’re spending a lot of time at home. Home should be a place where you feel most comfortable. With these simple tips, you’ll be snuggling up in a homey environment in no time.
Plants
Who can deny that a plant suddenly transforms a space. They naturally filter air pollutants, they’re calming, stress-relieving, and overall provide a wonderful mood boost. Plants can absorb harmful gases through the pores in their leaves, filtering the air in your room. Keep an eye on our blog later this month for a guide to which plants are the best, but for now to keep it simple here are some of the easiest plants to keep alive while traveling from place to place: succulents, snake plant, and aloe vera.
Blankets
As children, everyone had their favorite blanky. It brought comfort, safety, and familiarity. It doesn’t hurt adults to have a favorite blanket that you keep with you to snuggle up with. A nice blanket, whether it be a fun fleece print that you love, something your grandma handknitted for you, or just something so soft you can’t resist, is a guaranteed way to cozy up a space and make it feel more like home.
Candles
Did you know candles can increase focus, improve your mood, and even help you remember positive memoreis? Finding a scent that is familiar and reminds you of home is the perfect way to transform any sort of temporary housing you may be staying in into your home. Plus, there’s no better way to set the mood for an evening of relaxation after a long shift.
Photos
We can’t forget photos! Nothing beats a photo of a pleasant memory to boost your mood. Print up a handful of your most favorite moments that have been captured and bring them with you on all of your placements. You can hang them on a wall, spread them out on a dresser, or even just have them sitting in a stack on your bed side table. These physical momentos will bring you joy when you need it most. 
Art
While some people may find it a bit extreme to travel with art, it can actually be the key to transforming a space. Find one or two pieces of art that you love – a print by your favorite illustrator, an old movie poster you found at a flea market, something that used to hang in your childhood home. When you go from place to place, find a new spot for your art and it will feel right at home and provide a sense of consistency and familiarity.
Ready to embark on your next adventure? Vist Stability Healthcare to book a travel nursing placement today!
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Nurses Guide to Properly Preparing for Retirement
Travel nursing is a rewarding career and many individuals choose it for a variety of reasons. Like most health professionals, nurses spend the majority of their time taking care of others and not themselves.
However, if you are a travel nurse, it’s essential to start retirement planning as soon as possible. At the end of your time in the workforce, you want to make sure that you have enough funds to enjoy your retirement after many years of hard work and dedication to patients.
With that said, if you’re looking for retirement resources, this article is for you. Continue reading to learn more about nurse retirement and what you can do to secure your future finances.
Understand Your 401k Options
When it comes to retirement planning, one of the primary problems that travel nurses face is setting up a 401k. As you know, travel nursing usually involves working for various employers, which makes setting up a 401k difficult.
Since travel nursing isn’t a conventional job, some companies may not offer investment plans. Thankfully, nurses who work through Stability Healthcare don’t have to worry about that.
Once you’ve worked with us for one year, we’ll provide you with the details on our 401k plan and how you can enroll through our partner ADP. We have an incredible selection for you to choose from and we want all of our employees to secure their monetary future.
Retirement Planning for Travel Nurses
Now that you know that we offer 401K plan options to our employees, you can take the proper steps towards implementing your retirement financial planning.
Although we require one year of work before you can enroll into our 401k, there are other things you can do to ensure that you are protected financially. Below are a few suggestions:
Save 15% of Your Income
Even without a 401k, there are ways that you can jump-start your retirement planning. One of the smartest things to do as an employee is to pay yourself. Saving 15% of your income ensures that you’re putting away a nice nest egg.
In addition to a 401k, using a Roth IRA allows you to invest money that grows tax-free. The good news is, you won’t be taxed once you take the money out for retirement either.
Your objective should be to continually invest for retirement, even while you concentrate on other financial obligations— like paying off your mortgage. By implementing financial strategies that work in conjunction with one other, you can create a stress-free life after nurse retirement. Therefore, after 20 to 30 years of working, you could have a home that is paid for and a hefty retirement savings.
Tax-Deferred Retirement Plan: Yes or No?
When starting your nurse retirement plan, one of the primary decisions you’ll have to make is whether or not you want a tax-deferred benefit. Basically, Tax-deferred means that you won’t pay taxes on your income right now.
However, you will have to pay them on the funds once you withdraw it. It’s a big decision to make, but it’s one that you’ll have to choose carefully. If you believe you are in a position to pay taxes right now, then do so. That way you won’t have to pay the money after retirement.
On the other hand, if you have lots of financial obligations, you might benefit from saving money on paying taxes and waiting until you have a larger lump sum after retirement.
Retirement Financial Planning: Invest Long-Term
Retirement planning takes a lot of patience and willpower. One of the biggest challenges individuals face when trying to secure their financial future is the impulse to withdraw money from their 401k.
Things happen in life, and when they do most people panic and become riddled with fear and anxiety. In this state of mind, you might decide to pull all the money out of your 401k, which interrupts the consistency of your retirement planning.
It’s important to remember that investing is a marathon, not a sprint. So before you go tampering with your retirement money, make sure you have other savings funds set aside to help you in case of a financial emergency occurs.
Monetary difficulties are examples of situations when saving 15% of your income comes in handy.
Use Professionals to Help With Nurse Retirement
Sometimes it helps to have an expert financial advisor to assist you with your retirement planning. One of the biggest misconceptions is that financial professionals are only helpful to individuals with large salaries. However, people of all tax brackets can benefit greatly from a monetary advisor.
If investing and retirement planning is too big of a task, let an expert assist you. By doing so, you can ensure that you’re set at the end of your working years. Plus, it’ll provide you with someone who holds you accountable.
A financial professional can also offer tips on what you can do in the event of a monetary setback.
Travel Nursing Made Easy
Retirement planning is essential for securing your financial future. But if you’re at a crossroads in your career and need to find your next nursing job, Stability Healthcare can help.
Our free job search platform allows you to view jobs that pay your preferred rate. You’ll get interviews quicker through our platform and begin a rewarding travel nursing assignment in no time.
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Cozy Up: 4 Fall Drink Recipes
The leaves are changing, we’re pulling out our sweaters, and most importantly, we’re officially making the leap from iced coffee to hot. We put together a list of some of our favorite fall drinks to get you feeling festive and give you a little boost to start your shift on a fall-filled note!
Dairy-Free Pumpkin Spice Latte
Ingredients
8 oz coffee (either warmed up cold brew or regular coffee)
1/2 cup unsweetened almond milk (I use Califia)
1 1/2 tablespoons pumpkin puree
2 tablespoons real maple syrup
1 teaspoon pumpkin pie spice
Instructions
Combine ingredients in high powered blender and blend on medium speed for a good minute or two. Taste and feel free to add additional maple syrup or other ingredients – everyone’s taste is different! Feel free to top with whipped coconut cream! Enjoy!
Spiced Apple Tea Latte
Ingredients
1 1/4 cup grass-fed whole milk
1/4 cup grass-fed cream
1 medium organic apple, cored and chopped
1 tablespoon organic black tea
1/8 teaspoon cinnamon
1 pinch cloves
1 pinch nutmeg
Instructions
Place all ingredients in a pot and heat to 175 degrees F. Remove from heat, cover, and let steep for 15 minutes. Strain to remove solids, making sure to press on the apple pieces with the back of a spoon. Reheat if needed and froth. Sprinkle with cinnamon to serve if desired.
Pumpkin Spice Matcha Latte
Ingredients
2.5 cups hot water (approximately 175 degrees)
1/3 cup raw cashews
2-3 teaspoons coconut palm sugar
2 teaspoons matcha powder
1 teaspoon pumpkin pie spice
1/2 teaspoon vanilla
Instructions
Add all ingredients to a blender. Blend on high until creamy and smooth. For an extra creamy drink, soak your cashews in hot water for 15-30 minutes, then drain and rinse before adding to the blender. Serve the pumpkin spice matcha immediately.
via Kaitlyn Noble
Apple Caramel Latte Macchiato
Ingredients
2 cups apple cider
1 cup milk
6 teaspoon instant coffee granules
2 teaspoon vanilla extract
3 teaspoon salted caramel sauce
extra sweetener if desired
Instructions
Add milk, apple cider and instant coffee granules to a small saucepan. Give it a stir and let it heat up until just before it’s simmering. Add vanilla extract and, if using, additional sweetener of choice. Prepare the mugs by pouring salted caramel sauce into them and swirl to cover the bottom. Cool the mixture a bit (unless you have a heat-proof blender) and then blend. It will get bigger in volume as you blend, so you shouldn’t completely fill the blender. Work in batches if needed. Using a spoon, hold the foam back while you divide the milk mixture among the mugs. Then divide the foam between the mugs. Drizzle with more salted caramel sauce!